Welcome to Mokelumne Federal Credit Union

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Looking for a Stress Free Checking or Savings Account?


You can trust Mokelumne Federal Credit Union to provide you and your family with quality products and services to meet your financial needs.

Depend on us for Great Rates and Low Fees.


Ready to buy a car or remodel your house? We Can Help! Depend on us for great rates and low fees that will best fit your financial goals.

Helpful Tools and Resources to Guide Your Decisions.


We’re here to help. Calculators, Financial Education Tools, and Tips to Guide your Economic Decisions. And, of course, they’re Free.
  • What People Are Saying About MFCU!

    Really a great group of people. The lady who helped me with my car loan was very knowledgeable and friendly. I've never been asked to remove my hat in this credit union which as of recent has become something I look for in a bank. Tellers have a great sense of humor here and I look forward to making my payment in the branch each month.

    Sean A.



Type Min. Bal APY
Certificate – 6mo. $2,000 .15%
Certificate – 12mo. $2,000 .20%
Certificate – 24mo. $2,000 .35%
IRA/ROTH – 6mo. $1,500 .15%
IRA/ROTH – 12mo. $1,500 .20%
IRA/ROTH – 24mo. $1,500 .35%
IRA $25 .10%
Money Market $500 .05%
Young Saver $200 .20%
Senior Checking $25 .15%
Current Rates as of VIEW ALL RATES >>
Type Loan terms Additional Info
Equity Line of Credit 5 Yr Draw Period
15 Yr Amortization
Call for rates
Fixed Rate Home Equity
80% Financing
Up to 180 Months Call for rates
Current Rates as of
Type Loan Terms APR
New Auto/Motorcycle
(2015 and newer)
Up To 100% Financing
up to 84 Months 1.99%
Used Auto/Motorcycle
(2010 to 2014)
Up to 100% Financing
up to 72 Months 2.99%
Older Auto/Motorcycle
Up to 100% Financing Blue Book restrictions apply
up to 60 Months 5.50%
New R.V./Boat
(2015 and newer)
Up To 80% Financing
up to 180 Months 7.25%
Current Rates as of VIEW ALL RATES >>

Fresh Start Checking Long-Term Care Insurance
Online Banking Sign-up NCUA Info
Autoland Car Loan